Stable Rates Reflect Strength of ACA Marketplaces
At the start of the COVID-19 pandemic, many predicted that insurers would need to dramatically hike their premiums. As it turned out, the opposite occurred, with average rates declining for 2021. In an...
View Article“As if COVID-19 Did Not Exist”: Health Plans Prepare for 2022 in Early Rate...
Several states ask for – and publicly post – health insurers’ proposed 2022 premium rates in May and June. These early rate filings can provide hints about how insurers are responding to market trends,...
View ArticleOctober Research Roundup: What We’re Reading
In our newest monthly roundup of health policy research, CHIR intern Madison Berry reviews studies evaluating the impact of extending the American Rescue Plan's subsidy expansion, COVID-19’s effect on...
View ArticleEncouraging Signs for the Public Option in Washington State: Improved...
This open enrollment, Washington State residents can once again purchase first-in-the-nation public option-style plans. Last year, Washington’s publicly procured plans—touted as a mechanism to improve...
View ArticleAverting Premium Shock for Marketplace Consumers
The American Rescue Plan Act has led to record-high marketplace enrollment and significant savings for millions of consumers. But the law’s enhanced marketplace subsidies are set to lapse at the end of...
View ArticleParty’s Over: Health Plan Premiums Poised to Spike in 2023, After Period of...
Health insurers have begun to submit their proposed premium rates for 2023, and they're not looking pretty. CHIR's Sabrina Corlette dives into what is driving hefty premium increases in her annual...
View ArticleEarly Rate Filings Show Premium Increases, Rising Costs of Care
The Centers for Medicare & Medicaid Services has published proposed rate changes for 2024 Marketplace plans. In some states, insurers submitted rate requests earlier in the summer, alongside...
View ArticleColorado Option: Increasing Transparency and Driving Down Costs Through...
The "Colorado Option" - a unique state effort improve health insurance affordability - is underway. With the first year of enhanced premium scrutiny now completed, CHIR experts Christine Monahan, Nadia...
View ArticleAugust Research Roundup: What We’re Reading
As summer was winding down, CHIR was reading up on the latest health policy research. In August, we read about differences between Medicare Advantage and commercial plans’ negotiated hospital prices,...
View ArticleLooking Under the Hood: “Enhanced” Rate Review to Improve Affordability
A handful of states are working to improve health insurance affordability by boosting their insurance department's rate review authority and empowering regulators to look "under the hood" at the prices...
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